Let National Lloyds make your life easier.

Since 1948, National Lloyds Insurance Company has been working to make life easier for people just like you. Headquartered in Dallas, Texas, we offer you a dedicated network of approximately 4,200 agents to provide you access to homeowners insurance, fire and flood protection, and insurance for manufactured homes. We can make your life easier. Let us show you how.

Key Facts about National Lloyds Insurance

  • Headquarters – Dallas, Texas
  • Founded in 1948
  • Approximately 120 employees
  • Policies sold through two wholly-owned subsidiaries: National Lloyds Insurance Company and American Summit Insurance Company
  • Licensed to sell insurance in more than 30 states
  • Extensive distribution network of approximately 4,200 agents
  • Specializing in policies for affordable dwellings and manufactured homes


[1948] National Lloyds Insurance Company is chartered.
[1956] American Summit Insurance Company is chartered.
[1964] National Lloyds Corporation headquarters relocated to Waco, Texas.

Early 2000s

[2001] National Lloyds acquires American Summit Insurance Company.

[2006] National Lloyds acquires Longhorn General Agency.

[2007] Hilltop Holdings Inc acquires National Lloyds.


[2018] National Lloyds moves headquarters to Dallas, Texas.

[2020] Align Financial Holdings acquires National Lloyds.

Our Insurance Products

  Homeowners Insurance
  Dwelling Coverage
  Mobile Home Insurance
  Fire Insurance
  Flood Insurance
  Renters Insurance

Benefit from our Financial Strength

  • Top 30 insurance company in Texas
  • Over $125 million in annual written premium in 2019
  • National Lloyds Insurance Company and American Summit Insurance Company are both AM Best “A” rated